As a team we have always wanted to be able to help people more with their money. This is because we know that most people are taught nothing much about money and then just have to muddle through without knowing what the best way is to handle money. We want to rectify that and make sure that people have more information so that they are able to handle things with confidence. It can be hard to engage with people though and they may even think that they are doing fine or that there is no other way to do things. We hope that our articles will help people though. That they will see that there is a different way of doing things and that they will be able to make some changes that will benefit them and help them to manage their money more easily and not find it so stressful. We put things clearly so that it is not only obvious what needs to be done but also why it needs to be done so that there is no need for any prior financial knowledge to be able to understand what needs to be done and why. We hope that you enjoy reading them.